Sakred Artha
India's Side Hustle OS
Home
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Namaste 👋
Every rupee,
tracked.
This Month
₹0
Log your first income
💸
Net Income
₹0
After expenses
📊
Tax Reserved
₹0
12% auto
🧾
Emergency Fund
₹0
Not set up
🛡️
Weekly Trend
This week
Log income to see your weekly trend.
Recent Income
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Stacks AI
● Secure · Powered by Claude
Open →
Ask Stacks AI about your income, taxes, and goals — get instant, personalised answers based on your own logged data.
😊
Tap to log today's mood
Start your logging streak today
NEW
Income Log
Every rupee tracked
Total Income
₹0
Highest Day
₹0
📷 Snap
📁 UPI
🎙️ Voice
Income Sources
Log income to see your source breakdown.
AI Co-Pilot
Sakred Artha AI · Secure · Powered by Claude
🔒 Secure
🤖
Stacks AI
● Online
Namaste! I'm Stacks AI, powered by Claude. Ask me anything about your income, taxes, and goals.
Stacks
This Week's Insights
Live
Log income this week to see insights, or ask Stacks AI above.
Income Forecast
Estimate
Log income this month to see a projection.
Quick Questions
🎯
Am I on track for my goal?
›
🧾
What tax do I owe?
›
💰
How much to save?
›
👤
Which client to focus on?
›
Tax Engine
FY estimate
—
Your work type
Tax Owed
₹0
—
Suggested Reserve
₹0
set aside
Breakdown
Regime comparison
Advance Tax Schedule
Estimate only, not tax advice. Computed from income logged this financial year. Verify with a CA before filing.
All Features
Sakred Artha v5.0 · India Launch
20 Tools
🎯
Goals & Streaks
🧠
Mood Tracker
🛡️
Emergency Fund
📄
Income Summary
📄
Invoices
🏛️
Scheme Navigator
🏆
Leaderboard
💬
Hustle Tips
👔
Client Health
🎙️
Voice Log
📷
Receipt Scan
🏦
Bank Income Report
🔐
Privacy
⚙️
Settings
Upgrade to Pro+
Remove limits · More AI · Priority features
Cancel anytime · UPI Autopay · 7-day trial
Refer & Earn
Refer 3 friends → get 1 month Pro free.
HUSTLE-USER-000
2/3 referred · 1 more for free month
Goals & Streaks
No goals yet. Tap + New to set your first target.
🔥 Logging Streak
Live
0
day streak
Log income or mood daily to build your streak.
Mood Tracker
Money · Wellbeing link
NEW
How are you feeling today?
😞
Stressed
😐
Neutral
😊
Good
😄
Great
🔥
Crushing
Slow income
Client stress
Big win
Overworked
Flow state
Stored on your device · Never sold or used for ads
Sakred Artha Mood Insight
Live
Log your mood to see weekly patterns.
Mood Stats
😞
0
Stressed
😐
0
Neutral
😊
0
Good
😄
0
Great
🔥
0
Crushing
Emergency Fund
Your safety buffer for slow months
Live
Current Buffer
₹0
Set a target to start tracking
0%Target: not set
💡 How much should you save?
A common rule for gig and freelance income is 3–6 months of expenses. Irregular income means aim higher. Add to your fund whenever you have a strong earning week — it only counts what you put in.
Income Summary
Your data · Your terms
NEW
A clean PDF summary of the income you've logged — share it whenever you need to.
Generate Report
Select period:
📅 Last 3 months (Jan–Mar 2026) ✓
📅 Last 6 months (Oct 2025–Mar 2026)
📅 Full FY 2025–26
Included with Pro+
SAMPLE PREVIEW — your generated PDF uses your real logged income
Name
—
Period
Jan–Mar 2026
City
Bangalore
Date
Apr 19, 2026
MonthIncomeNet
Jan 2026₹28,400₹23,200
Feb 2026₹31,200₹25,800
Mar 2026₹34,100₹28,000
Total₹93,700₹77,000
Reference: SA-2026-0419-AK-7F4D
Scheme Navigator
Benefits you may be missing
NEW
🏛️
Explore central & state schemes for gig workers and freelancers
Loading schemes…
Client Health
Know who's worth your time
Live
Scores are computed from the income you log with a client name. Tag clients in your Income Log to rank them by revenue.
Log income with client names to see scores.
Voice Log
Speak to log income
Secure
Try saying:
"Upwork se aath hazaar aaye aaj"
"Swiggy delivery ₹650"
Tap to start speaking
Languages
🇮🇳 Hindi Tamil Telugu Marathi Bengali Kannada (soon) Gujarati (soon)
🔒 Voice processed securely.
Invoices
60-second professional invoices
Total Sent
₹0
Outstanding
₹0
No invoices yet. Tap + New to create one.
Leaderboard
Anonymous · Opt-in
Coming soon
🏆
Anonymous City Leaderboards
Compare your monthly hustle against other earners in your city — anonymised, opt-in, never your name. Launching once enough hustlers join. No fabricated rankings.
Tap to reserve your anonymous spot.
Hustle Tips
Curated tips · Examples
H
Hustler_PUN_034
Pune · 2 hrs ago
Went from ₹8K to ₹31K/month on Upwork in 4 months. Only target "Payment Verified" clients who've hired 5+ times. Response rate: 8% → 34%.
FreelanceUpwork
❤️ 142
💬 28
🔖 Save
G
GigPro_MUM_091
Mumbai · Yesterday
Skip lunch rush (12–2pm). My sweet spot: 7–10pm, Thu–Sat. 40% more per hour, less competition in residential areas.
Delivery
❤️ 89
💬 14
🔖 Save
T
Teach_DEL_006
Delhi · 3 days ago
GROUP tutoring changed everything. 6 students, same 2hr slot. ₹800 × 6 = ₹4,800 for 2 hours. That's ₹1,200/hour.
Teaching
❤️ 234
💬 51
🔖 Save
Privacy
DPDP 2023 Compliant
🔒 Protected
🔒
Stored on your device
DPDP 2023 aligned · privacy controls active
0
Ad Trackers
Cloud
AI Processing
Never
Data Sold
72hrs
Breach Notice
🤖
Secure Cloud AI
Your data is never sold or shared with advertisers
✓ Done
🎙️
Voice Processing
Processed securely · No audio stored by Sakred Artha
✓ Done
😊
Mood Data
Private — never sold or shared
✓ Done
🗑️
Delete Account
Permanent · 2 taps · Immediate
📋
Download My Data
CSV / JSON export · DPDP right
☁️
Cloud Backup
Encrypted · Off by default
🔐
Biometric Lock
FaceID / Fingerprint on open
🏆
Leaderboard Opt-in
Anonymised handle only
📜 DPDP Act 2023
Sakred Artha is built ahead of the May 2027 full compliance deadline.

Grievance Officer: mihir86.mp@gmail.com
Settings
👤 Profile
🦁
Your Name
Tap to edit profile
›
💼
Primary Hustle
Not set
›
🌐
Language
English (EN)
›
🔐 Security
🔢
App PIN
Not set
🫆
Biometric Lock
Fingerprint / Face ID
💸 Subscription
⭐
Free Plan
5 AI/day · 5 scans/day · 2 PDFs/mo
Upgrade
📄
Billing History
›
🔔 Notifications
📅
Tax Deadlines
🧠
Mood Reminder
Daily 8pm
🤖
AI Daily Insights
☁️ Backup
☁️
Cloud Backup
Encrypted · Off by default
📤
Export My Data
JSON / CSV — DPDP right
›
⚠️ Danger Zone
🗑️
Delete Account
Clears all local data · Permanent
›
Sakred Artha v5.0 · Privacy Policy
Receipt Scanner
Snap → auto-log expense · On-device OCR
🔒 On-Device
📷 Capture Receipt
📷
Tap camera or upload image
📋 Extracted Data
Scan a receipt to auto-fill details below…
🧾 Recent Scanned Receipts
No receipts yet. Scan your first one above!
Rental & Bank Report
Income report for home loans & rentals
🔒 Local
Log your income by month and source, then generate a clean PDF report for home-loan or rental applications — built from your own entries, stored only on your device.
📋 Log
💼 Sources
📄 Report
🏦 Banks
This Month
₹0
All sources
Rental
₹0
Property
Entries
0
Logged
💰 Add Income Entry
📋 Income Entries
No entries yet. Add income above.
Select Income Sources
🏠
Rental
💻
Freelance
📚
Tutoring
🚗
Delivery
📹
Content
🎨
Design
📊 What Indian Banks Accept
✅ Rental Income
Accepted by all banks with registered rent agreement + 3–6 months bank statement showing credits.
✅ Freelance / Gig Income
Accepted with 12-month ITR + bank statement. HDFC, ICICI, Kotak are most freelancer-friendly.
⚠️ Cash Income
Not accepted without bank records. Deposit consistently and get a CA letter for stronger results.
📄 Generate Bank-Ready Report
Bank Eligibility Guide
🏦 HDFC
Min ₹25K/mo
🏦 ICICI
Min ₹20K/mo
🏦 SBI
Min ₹15K/mo
🏦 Axis
Min ₹20K/mo
🏦 Kotak
Min ₹30K/mo
🏦 PNB
Min ₹12K/mo
💡 Pro Tip: Show 6 months of consistent income deposits (not withdrawals). Banks prefer NEFT/IMPS/UPI credits over cash deposits. Keep your income-to-EMI ratio below 50%.
📋 Documents Checklist: ITR for 2 years · Bank statement 6–12 months · PAN + Aadhaar · Rent agreement (if applicable) · CA letter for gig workers
Log Income
Amount (₹)
Category
Description
Client (optional)
Date