Sakred Artha
India's Side Hustle OS
Home
🔔
Namaste 👋
Every rupee,
tracked.
This Month
₹0
Log your first income
💸
Net Income
₹0
After expenses
📊
Tax Reserved
₹0
12% auto
🧾
Emergency Fund
₹0
Not set up
🛡️
Weekly Trend
April 2026
🔜
Coming soon
Trend charts unlock as you log income
Recent Income
View All →
🤖
Stacks AI
● Secure · Powered by Claude
Open →
Ask Stacks AI about your income, taxes, and goals — get instant, personalised answers based on your own logged data.
😊
Tap to log today's mood
Start your logging streak today
NEW
Income Log
Every rupee tracked
Total Income
₹0
Highest Day
₹0
📷 Snap
📁 UPI
🎙️ Voice
Income Sources
Log income to see your source breakdown.
AI Co-Pilot
Sakred Artha AI · Secure · Powered by Claude
🔒 Secure
🤖
Stacks AI
● Online
Namaste! I'm Stacks AI, powered by Claude. Ask me anything about your income, taxes, and goals.
Stacks
This Week's Insights
🔜
Coming soon
Ask Stacks AI above for insights on your real data
Income Forecast
Coming soon
🔜
Coming soon
Forecasts arrive once you have logged history
Quick Questions
🎯
Am I on track for my goal?
›
🧾
What tax do I owe?
›
💰
How much to save?
›
👤
Which client to focus on?
›
Tax Engine
FY 2025–26 estimate
Old Regime
Tax Estimate
Coming soon
🔜
Coming soon
A personalised estimate from your logged income is in the works. You can still export an ITR-1 summary of your real entries below.
All Features
Sakred Artha v5.0 · India Launch
20 Tools
🎯
Goals & Streaks
🧠
Mood Tracker
🛡️
Emergency Fund
📄
Income Summary
📄
Invoices
🏛️
Scheme Navigator
🏆
Leaderboard
💬
Hustle Tips
👔
Client Health
🎙️
Voice Log
📷
Receipt Scan
🏦
Bank Income Report
🔐
Privacy
⚙️
Settings
Upgrade to Pro+
Remove limits · More AI · Priority features
Cancel anytime · UPI Autopay · 7-day trial
Refer & Earn
Refer 3 friends → get 1 month Pro free.
HUSTLE-USER-000
2/3 referred · 1 more for free month
Goals & Streaks
No goals yet. Tap + New to set your first target.
🔥 Streak
Coming soon
🔜
Coming soon
Streak tracking unlocks as you log daily
Mood Tracker
Money · Wellbeing link
NEW
How are you feeling today?
😞
Stressed
😐
Neutral
😊
Good
😄
Great
🔥
Crushing
Slow income
Client stress
Big win
Overworked
Flow state
Stored on your device · Never sold or used for ads
Sakred Artha Mood Insight
Coming soon
🔜
Coming soon
Mood–money patterns appear once you've logged enough days
Mood Stats
😞
0
Stressed
😐
0
Neutral
😊
0
Good
😄
0
Great
🔥
0
Crushing
Emergency Fund
Autopilot rules active
NEW
🔜
Coming soon
Automated emergency-fund rules and tracking are on the roadmap. Your data stays on your device.
Income Summary
Your data · Your terms
NEW
A clean PDF summary of the income you've logged — share it whenever you need to.
Generate Report
Select period:
📅 Last 3 months (Jan–Mar 2026) ✓
📅 Last 6 months (Oct 2025–Mar 2026)
📅 Full FY 2025–26
Included with Pro+
SAMPLE PREVIEW — your generated PDF uses your real logged income
Name
—
Period
Jan–Mar 2026
City
Bangalore
Date
Apr 19, 2026
MonthIncomeNet
Jan 2026₹28,400₹23,200
Feb 2026₹31,200₹25,800
Mar 2026₹34,100₹28,000
Total₹93,700₹77,000
Reference: SA-2026-0419-AK-7F4D
Scheme Navigator
Benefits you may be missing
NEW
🏛️
Explore central & state schemes for gig workers and freelancers
PM-YASASVI Scholarship
Ministry of Social Justice · Central
For youth up to 29 years with family income below ₹2.5L. Annual scholarship for higher education.
💰 Up to ₹1.25L/year · Apply by Oct 31
Gig Worker ID + PM-JAY
Ministry of Labour · Budget 2025
Government gig worker card enabling PM-JAY health insurance (₹5L coverage) and social security.
💊 ₹5L health cover · 25,000+ hospitals
Startup India Seed Fund
DPIIT · Ministry of Commerce
Up to ₹20L grant for registered startups. Your freelance business may qualify if registered.
🚀 ₹20L grant · Zero equity
PM Vishwakarma Scheme
Ministry of MSME
Credit at 5% interest, skill training stipend, and digital payment incentives for professionals.
🏦 ₹3L credit · ₹500/day training stipend
Client Health
Know who's worth your time
Coming soon
🔜
Coming soon
Client scores will be computed from your real invoices and payment history.
Voice Log
Speak to log income
Secure
Try saying:
"Upwork se aath hazaar aaye aaj"
"Swiggy delivery ₹650"
Tap to start speaking
Languages
🇮🇳 Hindi Tamil Telugu Marathi Bengali Kannada (soon) Gujarati (soon)
🔒 Voice processed securely.
Invoices
60-second professional invoices
Total Sent
₹0
Outstanding
₹0
No invoices yet. Tap + New to create one.
Leaderboard
Anonymous · Opt-in
Coming soon
🔜
Coming soon
Anonymous city leaderboards arrive once enough hustlers opt in — no fabricated rankings.
Hustle Tips
Curated tips · Examples
H
Hustler_PUN_034
Pune · 2 hrs ago
Went from ₹8K to ₹31K/month on Upwork in 4 months. Only target "Payment Verified" clients who've hired 5+ times. Response rate: 8% → 34%.
FreelanceUpwork
❤️ 142
💬 28
🔖 Save
G
GigPro_MUM_091
Mumbai · Yesterday
Skip lunch rush (12–2pm). My sweet spot: 7–10pm, Thu–Sat. 40% more per hour, less competition in residential areas.
Delivery
❤️ 89
💬 14
🔖 Save
T
Teach_DEL_006
Delhi · 3 days ago
GROUP tutoring changed everything. 6 students, same 2hr slot. ₹800 × 6 = ₹4,800 for 2 hours. That's ₹1,200/hour.
Teaching
❤️ 234
💬 51
🔖 Save
Privacy
DPDP 2023 Compliant
🔒 Protected
🔒
Stored on your device
DPDP 2023 aligned · privacy controls active
0
Ad Trackers
Cloud
AI Processing
Never
Data Sold
72hrs
Breach Notice
🤖
Secure Cloud AI
Your data is never sold or shared with advertisers
✓ Done
🎙️
Voice Processing
Processed securely · No audio stored by Sakred Artha
✓ Done
😊
Mood Data
Private — never sold or shared
✓ Done
🗑️
Delete Account
Permanent · 2 taps · Immediate
📋
Download My Data
CSV / JSON export · DPDP right
☁️
Cloud Backup
Encrypted · Off by default
🔐
Biometric Lock
FaceID / Fingerprint on open
🏆
Leaderboard Opt-in
Anonymised handle only
📜 DPDP Act 2023
Sakred Artha is built ahead of the May 2027 full compliance deadline.

Grievance Officer: mihir86.mp@gmail.com
Settings
👤 Profile
🦁
Your Name
Tap to edit profile
›
💼
Primary Hustle
Not set
›
🌐
Language
English (EN)
›
🔐 Security
🔢
App PIN
Not set
🫆
Biometric Lock
Fingerprint / Face ID
💸 Subscription
⭐
Free Plan
5 AI/day · 5 scans/day · 2 PDFs/mo
Upgrade
📄
Billing History
›
🔔 Notifications
📅
Tax Deadlines
🧠
Mood Reminder
Daily 8pm
🤖
AI Daily Insights
☁️ Backup
☁️
Cloud Backup
Encrypted · Off by default
📤
Export My Data
JSON / CSV — DPDP right
›
⚠️ Danger Zone
🗑️
Delete Account
Clears all local data · Permanent
›
Sakred Artha v5.0 · Privacy Policy
Receipt Scanner
Snap → auto-log expense · On-device OCR
🔒 On-Device
📷 Capture Receipt
📷
Tap camera or upload image
📋 Extracted Data
Scan a receipt to auto-fill details below…
🧾 Recent Scanned Receipts
No receipts yet. Scan your first one above!
Rental & Bank Report
Income report for home loans & rentals
🔒 Local
🔒
Bank Income Report — coming soon
We're polishing the bank-ready report. Meanwhile, Income Summary generates a PDF from your logged income.
📋 Log
💼 Sources
📄 Report
🏦 Banks
This Month
₹0
All sources
Rental
₹0
Property
Entries
0
Logged
💰 Add Income Entry
📋 Income Entries
No entries yet. Add income above.
Select Income Sources
🏠
Rental
💻
Freelance
📚
Tutoring
🚗
Delivery
📹
Content
🎨
Design
📊 What Indian Banks Accept
✅ Rental Income
Accepted by all banks with registered rent agreement + 3–6 months bank statement showing credits.
✅ Freelance / Gig Income
Accepted with 12-month ITR + bank statement. HDFC, ICICI, Kotak are most freelancer-friendly.
⚠️ Cash Income
Not accepted without bank records. Deposit consistently and get a CA letter for stronger results.
📄 Generate Bank-Ready Report
Bank Eligibility Guide
🏦 HDFC
Min ₹25K/mo
🏦 ICICI
Min ₹20K/mo
🏦 SBI
Min ₹15K/mo
🏦 Axis
Min ₹20K/mo
🏦 Kotak
Min ₹30K/mo
🏦 PNB
Min ₹12K/mo
💡 Pro Tip: Show 6 months of consistent income deposits (not withdrawals). Banks prefer NEFT/IMPS/UPI credits over cash deposits. Keep your income-to-EMI ratio below 50%.
📋 Documents Checklist: ITR for 2 years · Bank statement 6–12 months · PAN + Aadhaar · Rent agreement (if applicable) · CA letter for gig workers
Log Income
Amount (₹)
Category
Description
Client (optional)
Date